Financial distress early indicators

Financial distress early indicators

Spot companies at risk of insolvency with explainable financial and behavioral early warning signals.

Spot companies at risk of insolvency with explainable financial and behavioral early warning signals.

Why this matters

Why this matters

Conventional risk ratings often fail to detect early signs of distress in SMEs and mid-market firms. Black-box scores and delayed filings leave consultants and foresight teams exposed to surprises. Starzdata segments combine standardized financial ratios with payment behavior, headcount dynamics, and news sentiment — providing transparent, explainable red flags before defaults occur.

How Starzdata solves this

How Starzdata solves this

  • Extract financial ratios and payment records from structured filings.

  • Enrich with headcount change and executive churn via curated APIs.

  • Overlay web intelligence for sentiment, disputes, and negative events.

This segment is activated with a blend of trusted sources and your own inputs

Curated APIs

User Input

Web intelligence

AI reasoning

What you get:

What you get:

  • Ranked list of firms at elevated insolvency risk.

  • Confidence-scored signals combining financials, behavior, and people data.

  • Ready-to-use dataset aligned to CRM or foresight dashboards.

Delivered in hours, with transparent indicators that build trust in your advisory work.


Sample data for this segment

#company name input(input)website domainliquidity ratioliquidity ratio confidencesolvency ratiosolvency ratio confidencedebt to equity ratiodebt to equity ratio confidenceinterest coverage ratiointerest coverage ratio confidenceworking capital ratioworking capital ratio confidenceretained earnings trendretained earnings trend confidencedays beyond termsdays beyond terms confidencepercent invoices latepercent invoices late confidenceheadcount change pctheadcount change pct confidenceexecutive churnexecutive churn confidencenegative news sentimentnegative news sentiment confidencedistress scoredistress score confidence
1ABC Manufacturing Ltdabcmfg.com0.85100%22.5100%2.1100%1.8100%-0.05100%-12100%6792%45.290%-1885%Yes80%Yes88%9187%
2Global Retail SARLglobalretail.fr1.12100%40100%1.2100%3100%0.15100%5.2100%3590%20.189%-4.587%No100%No95%6285%
3TechParts GmbHtechparts.de0.72100%18.4100%2.6100%1.4100%-0.08100%-20.5100%8493%52.390%-2582%Yes78%Yes87%9586%
4GreenFoods BVgreenfoods.nl1.4100%55.5100%0.9100%4.5100%0.2100%12.4100%1291%8.592%6.290%No100%No96%2884%
5LogiTrans SpAlogitrans.it0.6100%20.2100%2.8100%1.2100%-0.12100%-15.7100%9094%6088%-1084%Yes82%Yes90%9789%
Showing 1 to 5 of 5 entries • Click row for details

This segment delivers a scored dataset of companies likely to face financial distress in the coming quarters.

  • Core ratios: liquidity, solvency, leverage, interest coverage.

  • Payment behavior: DBT, % invoices late, trends.

  • Dynamic signals: headcount change, executive churn, negative news.

  • Website linkage: anchor for enrichment with hiring and press monitoring.

... or explore the segment structure:
... or explore the segment structure:
... or explore the segment structure:
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